Real People. Fast Cash. Since 2000, Cash Stop has been helping everyday Australians get access to cash when they need it most. Whether it's a short-term loan, unlocking the value of something you own through pawnbroking, buying or selling gold, or exchanging currency for your next trip, our friendly local teams are ready to help, online or in one of our branches.
1 - Your loan approval with Cash Stop is not guaranteed, but is subject to verification, suitability and affordability

Cash Stop opened its first store in Petersham, NSW, in 2000, and from that one store grew to nearly 40 stores across New South Wales, Queensland and Victoria.
As the business grew, so did what we offered. Pawnbroking arrived in the late 2000s, giving customers another way to access cash using items they already own, and foreign currency exchange followed for travellers heading overseas.
In 2020, Cash Stop became part of the Commit Co group. Since then we've focused on the communities we know best. Today Cash Stop lends online across Australia and has five branches across Sydney, in Bankstown, Fairfield, Ingleburn, Parramatta and St Marys. Many of our branches have served the same neighbourhoods for more than a decade, and our staff often know their customers by name.
Cash when you need it, the way that suits you
$200 to $2,000, with fixed repayments over 2 to 12 months.¹
$2,100 to $8,000, with fixed repayments over 12 to 20 months.¹
Turn gold, jewellery, watches and electronics into cash on the spot, with no credit check. In NSW you have three months to redeem your item.
We buy 9ct to 24ct gold at competitive prices based on the live spot price, with cash paid on the spot.
Exchange popular currencies including USD, NZD and FJD before your next trip.
Shop the Cash Stop Pawnbroking eBay store for quality pre-owned jewellery, electronics, tools and collectables, checked by our staff and delivered Australia-wide.
1 - Your loan approval with Cash Stop is not guaranteed, but is subject to verification, suitability and affordability
Real People. Fast Cash.
We know needing cash quickly can be stressful, so everything at Cash Stop is built around real people and fast, straightforward service - it's our motto: Real People. Fast Cash.
Most pawnbroking transactions take around 30 minutes, and loan approvals can be same-day.¹
We're a responsible lender, offering only loans that are suitable for your circumstances, with clear fees and no hidden costs.
We offer grace periods, courtesy reminders, and are willing to work with customers on repayment extensions where needed.
Apply online or visit a branch for a face-to-face, personal experience. Whatever suits you best.
Rated 4.5 - based on 337 Google reviews across our branches
They were very helpful and I would get alone through them again.
Easy to apply, staff were friendly and professional. They were very helpful.
So kind, so friendly and helpful. They were amazing and I appreciate them a lot. Highly recommend :)
Lending you can check
Cash Stop Financial Services Pty Ltd (ABN 66 091 194 786) holds Australian Credit Licence 389 433 and is part of the Commit Co group. We lend under the National Consumer Credit Protection Act 2009 and the Australian Securities and Investments Commission Act 2001, so every loan must be assessed as suitable and affordable.
Read our Credit Guide, Target Market Determinations and other Legal & Compliance documents.
This content was last reviewed on 10 October 2026By the Cash Stop compliance department.
Cash Stop is run by Cash Stop Financial Services Pty Ltd, the company that holds Australian Credit Licence 389 433 and has traded under the Cash Stop name since 2000. Since 2020 the business has been part of the Commit Co group. The people who assess loans and answer your calls all work here in Australia.
In Petersham, NSW, where our first store opened in 2000. As the business grew, pawnbroking and foreign currency exchange were added alongside our loans, and today we serve customers online right across Australia, as well as through our five Sydney branches.
Online and in store, we offer small cash loans from $200 to $2,000 and personal loans from $2,100 to $8,000.¹ Our branches add pawnbroking, gold buying and selling, and foreign currency exchange, and our official eBay store sells pre-owned jewellery, electronics and more from our stores, delivered Australia-wide.
We've been helping Australians since 2000, and we still treat every customer as a real person, not a credit score. Our costs are published in full before you apply, every approval is made by a person on our lending team,¹ and you can apply online from anywhere in Australia or talk to us in one of our five Sydney branches. For the full picture, see why customers choose Cash Stop.
You can apply if you're 18 or over, an Australian citizen or permanent resident, and you receive a regular income. Centrelink payments count as income. Each application is assessed on what you can afford, so meeting these basics doesn't guarantee approval.¹ Our How It Works page lists what to have ready before you start.
Our part: as a licensed lender, we must make reasonable inquiries about your finances, verify what you tell us, and only offer a loan that suits your needs and that you can repay without substantial hardship. For small loans, your repayments on all small loans combined must stay within 10% of your after-tax income. If a loan isn't right for you, we'll say so.
Your part: give us complete and accurate details of your income, expenses and other debts, borrow only what you need and can comfortably repay, and read your contract and our Credit Guide before you sign. If your situation changes and repayments start to feel tight, contact us early so we can work through your options together.
We lend online to customers right across Australia, and our five branches are in Sydney: Bankstown, Fairfield, Ingleburn, Parramatta and St Marys. Our registered office is at 2/102 Queen St, St Marys NSW 2760, and our head office is at Level 1, 3/101 Francis Street, Northbridge WA 6003.
For online loans, call 1300 762 261. For pawnbroking, gold and other branch services, call 1300 644 957 or contact your local branch. You can also email info@cashstop.com.au or use the form on our Contact page. Our phone team is available Monday to Friday, 9:00am to 5:00pm, and until 5:30pm on Thursdays (Melbourne time).
1 - Your loan approval with Cash Stop is not guaranteed, but is subject to verification, suitability and affordability

Real people, real decisions and every cost shown up front. See what sets Cash Stop apart.

Follow each step of a Cash Stop loan, from your online application to money in your account.

Call, email or send us a message. Our team can help with online loans and branch services.