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1300 762 261 - Online Loans
Cash Stop Registered Office
2/102 Queen St
St Marys
NSW 2760
info@cashstop.com.au
1300 644 957 - Branch Services

Main Loan Options

  • Loans Online
  • Small Cash Loans
  • Personal Loans

Branches

  • Store Locations

Services

  • Loans in Store
  • Pawnbroking
  • Buy or Sell Gold
  • Currency Exchange
  • eBay Store

Learn More

  • About Us
  • How it Works
  • Why Choose Us

Small Print

  • Loan Costs, Rates & Terms
  • Legal & Compliance

Copyright © 2026 Cash Stop Financial Services | ABN 66 091 194 786 | Australian Credit Licence 389 433

*Subject to verification, suitability and affordability.

**Usually within 30 minutes via NPP instant transfers.

1 - Your loan approval with Cash Stop is not guaranteed, but is subject to verification, suitability and affordability

How Much Do You Need?

Quick Cash Loan

$200 - $2,000

Personal Loan

$2,100 - $8,000

*Subject to verification, suitability and affordability

WARNING - Do you really need a loan today?*

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, you may be eligible for an advance from Centrelink: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

I acknowledge that I have read this warning

Proceed to Application

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About Cash Stop

Real People. Fast Cash. Since 2000, Cash Stop has been helping everyday Australians get access to cash when they need it most. Whether it's a short-term loan, unlocking the value of something you own through pawnbroking, buying or selling gold, or exchanging currency for your next trip, our friendly local teams are ready to help, online or in one of our branches.

  • Helping Australians since 2000
  • Loans from $200 up to $8,000¹
  • Five Sydney branches, plus fast online applications
  • Licensed lender: Australian Credit Licence 389 433, AFCA member 45392

Welcome to Cash Stop

A message from our Chief Executive

Chief Executive

Cash Stop

Last updated: 15 October 2026

Cash Stop has been helping Australians access fair, fast cash for 26 years, and that hasn't changed since I took the reins. Whether you're visiting one of our branches or applying online, my team and I are committed to treating every customer as a real person with a real need - not just a number.

We built our business on being upfront about fees, flexible when life gets in the way, and quick when time matters most. Thank you for trusting Cash Stop - we are here to help.

1 - Your loan approval with Cash Stop is not guaranteed, but is subject to verification, suitability and affordability

Illustration of a Cash Stop store front

The Cash Stop Story

Cash Stop opened its first store in Petersham, NSW, in 2000, and from that one store grew to nearly 40 stores across New South Wales, Queensland and Victoria.

As the business grew, so did what we offered. Pawnbroking arrived in the late 2000s, giving customers another way to access cash using items they already own, and foreign currency exchange followed for travellers heading overseas.

In 2020, Cash Stop became part of the Commit Co group. Since then we've focused on the communities we know best. Today Cash Stop lends online across Australia and has five branches across Sydney, in Bankstown, Fairfield, Ingleburn, Parramatta and St Marys. Many of our branches have served the same neighbourhoods for more than a decade, and our staff often know their customers by name.

Find a Branch

What We Offer

Cash when you need it, the way that suits you

Cash Loans (Small Amount Credit Contracts)

$200 to $2,000, with fixed repayments over 2 to 12 months.¹

Personal Loans (Medium Amount Credit Contracts)

$2,100 to $8,000, with fixed repayments over 12 to 20 months.¹

Pawnbroking

Turn gold, jewellery, watches and electronics into cash on the spot, with no credit check. In NSW you have three months to redeem your item.

Buy & Sell Gold

We buy 9ct to 24ct gold at competitive prices based on the live spot price, with cash paid on the spot.

Travel Money

Exchange popular currencies including USD, NZD and FJD before your next trip.

eBay Store

Shop the Cash Stop Pawnbroking eBay store for quality pre-owned jewellery, electronics, tools and collectables, checked by our staff and delivered Australia-wide.

1 - Your loan approval with Cash Stop is not guaranteed, but is subject to verification, suitability and affordability

The Cash Stop Way

Real People. Fast Cash.

We know needing cash quickly can be stressful, so everything at Cash Stop is built around real people and fast, straightforward service - it's our motto: Real People. Fast Cash.

Fast service

Fast

Most pawnbroking transactions take around 30 minutes, and loan approvals can be same-day.¹

Fair and responsible lending

Fair

We're a responsible lender, offering only loans that are suitable for your circumstances, with clear fees and no hidden costs.

Flexible repayments

Flexible

We offer grace periods, courtesy reminders, and are willing to work with customers on repayment extensions where needed.

Apply online or in branch

Your Choice

Apply online or visit a branch for a face-to-face, personal experience. Whatever suits you best.

What Our Customers Say

Rated 4.5 - based on 337 Google reviews across our branches

virginia rogggers ft bw
3 November 2026Fairfield

They were very helpful and I would get alone through them again.

Posted on
Google
Crystel
2 November 2026Parramatta

Understood my family circumstances

Posted on
Google
Loan Vo
24 October 2026Bankstown

Good

Posted on
Google
Barb Bowman
23 October 2026Ingleburn

Easy to apply, staff were friendly and professional. They were very helpful.

Posted on
Google
Valantina David
22 October 2026Fairfield

Good service I was so happy to deal with.

Posted on
Google
Megan Copp
19 October 2026St Marys

Amazing!

Posted on
Google
A Smith
9 October 2026St Marys

So kind, so friendly and helpful. They were amazing and I appreciate them a lot. Highly recommend :)

Posted on
Google
Serah Fa'aiuaso
8 October 2026Fairfield

Very friendly Worker

Posted on
Google

Licensed, Regulated and Accountable

Lending you can check

Cash Stop Financial Services Pty Ltd (ABN 66 091 194 786) holds Australian Credit Licence 389 433 and is part of the Commit Co group. We lend under the National Consumer Credit Protection Act 2009 and the Australian Securities and Investments Commission Act 2001, so every loan must be assessed as suitable and affordable.

  • Free complaints process: contact our Complaints Officer on (08) 9420 1401 or complaints@commitco.com.au.
  • Independent review: we're a member of the Australian Financial Complaints Authority, AFCA member 45392 (1800 931 678).
  • Registered office: 2/102 Queen St, St Marys NSW 2760
  • Head office: Level 1, 3/101 Francis Street, Northbridge WA 6003

Read our Credit Guide, Target Market Determinations and other Legal & Compliance documents.

About Cash Stop: Common Questions

This content was last reviewed on 10 October 2026By the Cash Stop compliance department.

Cash Stop is run by Cash Stop Financial Services Pty Ltd, the company that holds Australian Credit Licence 389 433 and has traded under the Cash Stop name since 2000. Since 2020 the business has been part of the Commit Co group. The people who assess loans and answer your calls all work here in Australia.

In Petersham, NSW, where our first store opened in 2000. As the business grew, pawnbroking and foreign currency exchange were added alongside our loans, and today we serve customers online right across Australia, as well as through our five Sydney branches.

Online and in store, we offer small cash loans from $200 to $2,000 and personal loans from $2,100 to $8,000.¹ Our branches add pawnbroking, gold buying and selling, and foreign currency exchange, and our official eBay store sells pre-owned jewellery, electronics and more from our stores, delivered Australia-wide.

We've been helping Australians since 2000, and we still treat every customer as a real person, not a credit score. Our costs are published in full before you apply, every approval is made by a person on our lending team,¹ and you can apply online from anywhere in Australia or talk to us in one of our five Sydney branches. For the full picture, see why customers choose Cash Stop.

You can apply if you're 18 or over, an Australian citizen or permanent resident, and you receive a regular income. Centrelink payments count as income. Each application is assessed on what you can afford, so meeting these basics doesn't guarantee approval.¹ Our How It Works page lists what to have ready before you start.

Our part: as a licensed lender, we must make reasonable inquiries about your finances, verify what you tell us, and only offer a loan that suits your needs and that you can repay without substantial hardship. For small loans, your repayments on all small loans combined must stay within 10% of your after-tax income. If a loan isn't right for you, we'll say so.

Your part: give us complete and accurate details of your income, expenses and other debts, borrow only what you need and can comfortably repay, and read your contract and our Credit Guide before you sign. If your situation changes and repayments start to feel tight, contact us early so we can work through your options together.

We lend online to customers right across Australia, and our five branches are in Sydney: Bankstown, Fairfield, Ingleburn, Parramatta and St Marys. Our registered office is at 2/102 Queen St, St Marys NSW 2760, and our head office is at Level 1, 3/101 Francis Street, Northbridge WA 6003.

For online loans, call 1300 762 261. For pawnbroking, gold and other branch services, call 1300 644 957 or contact your local branch. You can also email info@cashstop.com.au or use the form on our Contact page. Our phone team is available Monday to Friday, 9:00am to 5:00pm, and until 5:30pm on Thursdays (Melbourne time).

1 - Your loan approval with Cash Stop is not guaranteed, but is subject to verification, suitability and affordability

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Why Choose Us

Real people, real decisions and every cost shown up front. See what sets Cash Stop apart.

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How It Works

Follow each step of a Cash Stop loan, from your online application to money in your account.

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Contact Us

Call, email or send us a message. Our team can help with online loans and branch services.