Some things are easier face to face. Walk into any Cash Stop branch and a real person will sit down with you, talk through your loan - anywhere from $200 up to $8,000 - and answer every question as you go. In most cases we can assess your application on the spot, and if you're approved, you leave with cash in hand.¹
1 - Your loan approval with Cash Stop is not guaranteed, but is subject to verification, suitability and affordability
In-store loans are available at every Cash Stop branch - just drop in.

A little preparation means you can be in and out with your cash in no time.¹ To apply for a loan in store, bring:
That's it - no printing, no photocopies, no paperwork marathon. Our staff handle the rest with you at the counter.
From walking in to walking out with cash in four simple steps
No appointment needed - all five branches offer loans in store, five days a week. Bring your photo ID, income details and bank details with you.
Tell us how much you need and what it's for. Our staff will walk you through your options - including whether a loan, a pawn loan or another service suits you best - and answer any question you have.
We look at your income and what you can comfortably afford - not just your credit score. In most cases you'll have an answer before you leave the store.¹
Approved?¹ Accept your contract and take your money with you - no waiting for transfers. Repayments are set up to match your pay cycle, and if life gets in the way we work with you - courtesy reminders and a fair go, not gotchas.
1 - Your loan approval with Cash Stop is not guaranteed, but is subject to verification, suitability and affordability
Friendly local staff who know their regulars by name and treat every customer as a real person with a real need.
Approved in store means paid in store - walk out with your money the same visit.¹
Good or bad credit considered.¹ We focus more on your current income and affordability.
No worries - the same loans are available online, with the money sent straight to your bank account, often within 30 minutes of approval.** Apply from your phone in minutes, any time of day.
However you apply, the assessment is the same: your income, your circumstances, and what you can comfortably afford.
Borrow against your valuables with no credit checks - cash on the spot, item back when you repay.
Get a loan in store at any of our five Sydney branches
Every Cash Stop store offers loans over the counter¹, five days a week. Drop in with your ID and income details and our friendly local team will look after the rest.
This content was last reviewed on 8 October 2026By the Cash Stop compliance department.
In most cases, yes.¹ Bring your ID and income details with you and our staff can assess your application while you're in store. If you're approved, you can walk out with your cash the same visit.
Bring a current photo ID (driver's licence or passport), details of your income - including Centrelink payments - and your bank details. Our staff will help you share your bank statements securely in store, the same way our online application works.
The loan itself is the same - the difference is how you like to deal with people. In store you talk to a real person, ask questions as you go, and can leave with cash in hand.¹ Online you apply from anywhere and the money goes to your bank account, often within 30 minutes of approval.** Choose whichever suits you.
Yes. We assess every application on your current income and what you can comfortably afford, not just your credit history. Applicants with bad credit or receiving Centrelink payments are welcome in every branch.¹
All five: Bankstown, Fairfield, Ingleburn, Parramatta and St Marys. No appointment is needed - just drop in and our staff will look after you.
Yes - if a loan isn't the right fit, every branch also offers pawnbroking, where we lend against items you own with no credit checks, and we buy gold for instant cash. Our staff can talk you through all your options in one visit.
1 - Your loan approval with Cash Stop is not guaranteed, but is subject to verification, suitability and affordability
**Usually within 30 minutes via NPP instant transfers.